• Try “portfolio”, “ink”, “branding” or a code like “PRS 101”.

CBE 101Creative Business and Entrepreneurship

Freelancing Fundamentals

Set up a freelance creative practice: business basics, records, taxes and GST/HST in Canada, simple agreements, invoicing and a sustainable workload.

Planned

About this course

Many creatives start freelancing by accident: one job turns into five, and suddenly there are invoices, receipts and tax questions. This course sets up the foundations deliberately. It covers what self-employment means in Canada (and how to check the rules where you live), keeping business records, tracking income and expenses, when GST/HST registration becomes required, the parts of a simple written agreement, invoicing and payment terms, and protecting your time and health. It uses Canada Revenue Agency guidance as its primary reference and is educational only.

Who it’s for: Designers, illustrators and artists starting or formalising freelance work, especially in Canada. No business background needed.

You will be able to

  • Explain the main differences between employment and self-employment for a creative worker
  • Set up a simple income, expense and receipt record system
  • Describe when GST/HST registration is required in Canada and where to confirm it
  • Draft a one-page working agreement covering scope, timeline, payment and usage
  • Issue a clear invoice with payment terms and follow up on late payment politely

Studio project

A freelance starter kit: readiness check, record-keeping system, tax questions list, one-page agreement, invoice template and payment reminder sequence.

To complete this course

  • Complete every required lesson.
  • Have the assignment “Freelance starter kit” accepted by an instructor.
  • Records of completion are issued only for courses whose content has passed instructor review.

Part of

Syllabus

Working titles: they may change as the course is written.

  1. Module 1: Going freelance

    What changes when you work for yourself.

    1. 1.1Employee or self-employed?Reading · 25 min
    2. 1.2Sole proprietor basicsReading · 25 min
    3. 1.3Freelance readiness checkExercise · 25 min
  2. Module 2: Money and records

    Simple records now save painful tax seasons later.

    1. 2.1Separate business moneyReading · 20 min
    2. 2.2Income and expense trackingExercise · 40 min
    3. 2.3Receipts and record retentionReading · 20 min
  3. Module 3: Tax basics for Canadian freelancers

    Know the questions to ask; confirm answers with the CRA or a professional.

    1. 3.1Reporting self-employment incomeReading · 30 min
    2. 3.2GST/HST and the small supplier thresholdReading · 30 min
    3. 3.3If you're outside CanadaReading · 15 min
  4. Module 4: Agreements and invoices

    Put it in writing, then get paid.

    1. 4.1The one-page agreementExercise · 40 min
    2. 4.2Invoicing that gets paidExercise · 25 min
    3. 4.3Late paymentsReading · 20 min
  5. Module 5: A sustainable practice

    Workload, boundaries and support.

    1. 5.1Capacity and boundariesReading · 20 min
    2. 5.2Insurance, benefits and supportReading · 20 min

Educational information about Canadian and international practice, not legal, tax or financial advice. Tax, consumer and business rules differ by country and province. For decisions about your situation, consult a qualified accountant, lawyer or other professional.

Sources

Author: Ricketts University curriculum team (draft for founder review) · Not yet reviewed